Is Your Home Covered? Insurance Problems
August 5, 2014 Comments Off on Is Your Home Covered? Insurance Problems About Mold, House Mold Ben Fetzer

Having Insurance Problems with Claims Not Being Covered?

It seems that insurance problems are a more common complaint we hear from homeowners.  Because in our industry of water damage and mold removal, we deal with a lot of insurance problems and insurance companies.  They all have their quirks and different level of difficulties.  However, there is an increasing trend among some insurance companies to reduce the coverage they offer while only increasing their rates.  This trend is fueled by greed. It reflects a moral problem in our society.  So, no we won’t fix this problem overnight so now the question is, “how do we protect ourselves?”

Most Common Insurance Problems Homeowner’s Face

The first step in protecting yourself is by choosing the right insurance company. Because insurance problems come primarily from bad insurance companies. The problem wouldn’t be so common if we as consumers did more research.  Insurance companies are not all created equal. Your experience when you have to file a claim; is a direct result of the company you do business with.  Therefore, insurance problems stem primarily from companies with poor reputations on how they pay claims and the difficulty of processing those claims.  

We have our own stories of smooth and difficult claims with insurance companies.  So, yes, we can make a list of the best and worst insurance companies based on our own opinions and experiences.  However, information from independent studies serves your interest best. We feel confident after reviewing the research from these organizations listed below that you will see agreement among them:

List of Best & Worst Insurance Companies According to These Independent Studies:

Policy Exclusions to Watch For

Exclusions have always been a part of the problem. There are some exclusions that you need to be made aware and that you probably haven’t even thought about.  Also, below is a list of the top exclusions from a homeowners insurance policy.

Tags
About The Author
Ben Fetzer Ben Fetzer, is the founder and owner of Fresh Start Restoration of Kansas City. He is passionate about informing and educating you the customer. By providing you with insider industry information, he empowers you with knowledge and tools to properly compare companies and spot unethical sales practices. Which unfortunately is far too common in the mold remediation industry. By sharing stories and providing professional tips he gives you the ability to make the right decision for your mold problem! Ben is an experienced mold expert with over 15 years in the cleaning & restoration industry! He has received official training and certifications from the IICRC, ICRA, and NORMI. His history of high integrity and superior quality has made him a leader in the remediation industry. Thereby giving customers outstanding customer experience! Which has resulted in a long history of consistent 5-Star customer ratings since the company began in 2008!